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What is Non-Owner SR22?
If you were convicted of a serious moving violation or reckless driving offense (such as a DUI or DWI) in a car, truck, motorcycle, boat, or even an ATV, most states will require you to obtain an SR-22 insurance bond. The same is true even if you don't own a vehicle. In this case, you will be required to carry what is called a "non-owner" SR-22 certificate.
SR22 Insurance
The Basics of the SR22
The SR-22 certificate is essentially a specialized rider that exists in conjunction with an auto insurance policy. The majority of states will mandate the requirement of SR22 certification if the driver has been convicted of a major traffic violation such as a DUI or DWI. This bond must be kept active for at least 36 months and is often quite expensive for the guilty party.
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